FinCloud runs core banking transactions simultaneously across AWS and Azure — no single point of failure. Transaction requests routed via global load balancer. Data synced in real-time using Kafka streams + conflict-free replicated data types (CRDTs). If AWS region fails, traffic shifts to Azure in <30 seconds with no data loss. Infrastructure managed via Terraform + Ansible. Secrets handled by HashiCorp Vault. Compliance: automated policy checks via Azure Policy + AWS Config. Passed FFIEC, SOC 2, and PCI audits.